Why Use a Mortgage Broker?

Mortgage Brokers are knowledgeable professionals who provide licensed and independent advice on mortgages. They aim to simplify the process and make it more transparent, allowing you to make informed decisions. By staying up-to-date on all mortgage rates, terms, and repayment options, they ensure that you have access to the best mortgage product and interest rates that suit your needs. With their connections to multiple lenders, banks, and financial institutions, they can offer personalized solutions and recommendations tailored to your long-term plans. Specializing in mortgage financing, they assess and determine the most suitable terms and conditions for your specific requirements. Their service-oriented approach, along with the use of advanced digital tools, ensures a reliable, swift, and secure process from beginning to end.

Mortgage Brokers are dedicated to working hard for their clients, prioritizing their clients' best interests. They strive to find the best solution for each unique situation, ensuring that the mortgage they secure is the best fit. With access to multiple lenders, they can shop around and find the best product options with the most favorable rate and term. Their streamlined process guarantees attentive, transparent service, preventing any details from slipping through the cracks. By employing forward-thinking strategies, they save their clients both time and money. Mortgage Brokers are knowledgeable professionals who navigate the challenging mortgage market with ease. They utilize innovative tools to enhance efficiency and accuracy, striving to help their clients save money and make informed decisions.

10 Reasons to use a Mortgage Broker

Up-to-date on all the mortgage rates, terms and re-payment options available on the market.

They only specialize in mortgages and are knowledgeable on current trends.

They increase competition in the market place, thus keeping rates low.

They save you time and money!

Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Access to different lenders, banks, trust companies, investors and financial institutions.

Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)

They are experts at matching you with the best-suited mortgage.

Get mortgage rates at wholesale, guaranteed up to 120 days.

They work for YOU, not the bank.

Using a Mortgage Broker goes beyond just finding the best rates. They have a deep understanding of lenders' preferences for financing types, which ensures that your projects get funded at favorable rates. In addition, they offer personalized and service-oriented mortgage solutions that are tailored to your needs and provide a positive experience from beginning to end. They are forward-thinking, always looking for the best solution today and tomorrow, which can save you both time and money. They also offer frequent communication and touch base to ensure that you are always in the best-suited product for your needs. They provide step-by-step instruction and mortgage education to help you make the right decision. And finally, they have access to the most innovative tools in Canada, which helps reduce errors and improve efficiencies.

Mortgage brokers are able to find superior rates by being well-informed about lender-specific interest rates. They stay up-to-date on rates that can fluctuate daily due to factors such as the economy or portfolio size. Additionally, brokers have access to Canada's top lenders, including major banks, mortgage firms, trust companies, and private lenders. This ensures that they have access to unique solutions for their clients. Furthermore, mortgage brokers specialize in mortgage financing and have expertise in finding the best-suited mortgage product for each individual's specific needs. They are knowledgeable about all mortgage rates, terms, and repayment options and receive training on the latest products and opportunities. This allows brokers to approach the right lender for the best available rates at any given time.

Going to a Mortgage Broker first is beneficial for several reasons. Firstly, they have a customer-centric approach where the client's needs are prioritized, ensuring a personalized and positive experience. Additionally, they can provide a matched product and well-prepared first application to a lender, saving both time and money. This is because Mortgage Brokers are licensed experts in the industry who undergo extensive training and possess in-depth product knowledge. They know how to present proposals for the best results and can assist in overcoming common obstacles to qualification. Moreover, Mortgage Brokers have access to a wide range of lenders, including major banks, mortgage firms, trust companies, and private lenders. This allows them to understand all the available products and identify the lenders with the best rates for their clients. Lastly, Mortgage Brokers help clients see the total cost of borrowing, enabling them to save thousands of dollars over the loan's lifespan.

Brokers are able to secure better deals than many banks due to their collaborations with various sources such as banks, trust companies, and private lenders. This allows them to offer a wider range of mortgage products beyond what conventional sources can provide. Additionally, brokers possess valuable expertise in product placement and rate negotiation, enabling them to find unique solutions for their clients. They have established strong relationships with Canada's top lenders, ensuring access to the best rates and terms. Utilizing tools that identify cost-saving opportunities further contributes to their ability to obtain better deals.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Learn More

Apply Now

We shop for the best mortgage option at no charge to you.

Learn More