First Time Home Buyers

If you are considering buying your first property, we can assist you in making a smooth transition from renting to ownership. Our expert team will handle the financial details, quickly locating the perfect property for you. We will provide an education-focused approach, guiding you through clear next steps and offering an easy-to-use online application to start the process accurately. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning, including associated costs such as closing costs and adjustment costs. We will help you understand how homebuyer incentive programs work and assist in determining the necessary down payment, the affordability of your purchase, and your monthly payments. Our team will design a custom-tailored mortgage product to fit your needs, providing a mortgage pre-approval and securing the best rate available. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders. Additionally, we offer access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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It is crucial to get pre-approved before starting the process of getting a mortgage. This step not only saves time but also helps determine the purchase price and enables you to begin searching for your dream home. Additionally, I am here to assist you further by calculating the amount you can borrow from a lender, creating a custom-tailored mortgage product to suit your needs, and locking in the best rate for rate assurance. Our fast pre-approval process expedites the approval stage, giving you the confidence to shop for properties confidently.

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First time buyer or refinancing? Call for a free quote!

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