Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast mortgage approval process is designed to help those who have been declined in the past. Our mortgage options take into account reduced taxable income from claimed expenses, making them especially useful for those with expenses that can impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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