Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique needs and challenges that come with being self-employed, so we provide fast mortgage approval even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed borrowers to qualify. We also offer stated income mortgages, which are particularly helpful for individuals with expenses that impact their qualifying income. We accept dividend and investment income as well, as long as there is stability and proof of such income. To apply, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Our network includes top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call to learn more about our self-employed mortgage options.

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