We specialize in providing mortgages for newcomers to Canada, guiding them through the process of understanding the Canadian real estate market and associated costs such as closing and adjustment costs. Rather than paying rent, newcomers can build equity by taking advantage of employment and credit sources. We offer the best rates and mortgage options for newcomers seeking higher loan amounts, with a minimum 20% down payment saved, and the flexibility to make a down payment as low as 5%. We also educate newcomers about homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative lenders, we can customize a mortgage product that suits your needs and secures the best rate, even if you don't qualify at your bank due to limited credit or employment history. Additionally, we provide innovative tools to ensure an efficient first-time home buying experience in Canada.