We specialize in helping newcomers to Canada understand the process of buying real estate and the associated costs involved. Our goal is to help you build equity in your own home instead of paying rent, taking advantage of employment and credit sources. Whether you are looking for a higher loan amount (over $1 million) with a 20% down payment saved or more flexibility with a down payment as low as 5%, we can find you the best rates and mortgage options. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can design a customized mortgage product that suits your needs, even if you have limited credit and employment history. We offer innovative tools to ensure a smooth and efficient first-time home buying experience.