First Time Home Buyers

Are you considering purchasing your first property? We offer a seamless transition from renting to owning, with expert handling of your financial details to help you find the perfect property quickly. Our education-focused approach provides clear next steps, and our easy-to-use online application jumpstarts the process accurately. Our tools and guidance streamline document submission and provide detailed assessments to aid in budget planning, including associated costs such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. We design a custom-tailored mortgage product that suits your needs, provide a mortgage pre-approval, and secure the best rate. Additionally, we have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application even if you don't qualify at your bank. Lastly, we provide access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before starting your search for a dream home, it is crucial to go through the pre-approval process to secure a mortgage and lock in a favorable interest rate. This initial step not only saves time but also helps determine the appropriate purchase price for your budget. Furthermore, by obtaining pre-approval, you can assess how much money can be borrowed from a lender and receive a tailored mortgage product designed to meet your specific needs. Additionally, the fast pre-approval process expedites the overall approval process, ensuring you can confidently shop for properties with peace of mind.

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First time buyer or refinancing? Call for a free quote!

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