Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, ensuring quick approval even after previous declines. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it beneficial for those with expenses that impact qualifying income. We also accept dividend and investment income, provided there is stability and proof available. To qualify, you'll need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. For Business For Self (BFS) borrowers, we have tailored options available. Contact us now for more information.

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