Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options that are specifically designed for their unique needs. These options provide fast approval, even for those who have been declined in the past. Self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for individuals to qualify for a mortgage. The Stated Income mortgage is specifically useful for those whose expenses impact their qualifying income. Additionally, dividend and investment income is accepted, as long as stability and proof requirements are met. To apply for these mortgage options, applicants need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Moreover, tailored options are available for Business For Self borrowers. Interested individuals can get in touch by giving a call.

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