We cater to newcomers in Canada, providing assistance in understanding the Canadian real estate market and its associated costs. We aim to help individuals build equity rather than pay rent, by utilizing their employment and credit sources. Moreover, we strive to find the best mortgage rates and options for those seeking higher loan amounts (over $1 million) with at least a 20% down payment saved, offering more flexibility on the down payment with as little as 5% down. We will guide you through various homebuyer incentive programs and down payment assistance options. With our extensive network of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a personalized product that meets your specific mortgage needs. Furthermore, even if you face obstacles such as limited credit and employment history that prevent you from qualifying at your bank, we have access to innovative tools in Canada to ensure an efficient first-time home buying experience.