For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and the costs associated with buying a home, such as closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by purchasing a home and taking advantage of employment and credit sources. We can help find the best rates and mortgage options for those looking for higher loan amounts, with at least a 20% down payment saved, and we also offer flexibility on down payment with as little as 5% down. We are knowledgeable about homebuyer incentive programs and down payment assistance options, and we have access to all of Canada's top lenders, allowing us to design a customized product that suits your mortgage needs, even if you don't qualify at your bank due to limited credit or employment history. Additionally, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.