I can help you determine how much you can afford for your home purchase through mortgage pre-approvals. This process involves assessing your financial situation, including your mortgage amount, down payment, and affordability. I can also provide guidance on the necessary documents for conditional approval. Pre-approval is an important first step towards securing a mortgage as it reveals the amount you can borrow from a lender based on your current financial status. It also helps identify any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals typically ranges from 60 to 120 days, depending on the lender and your credit standing. Some lenders allow you to lock in the interest rate to protect against rate increases. Utilizing advanced tools, I am able to streamline the process, minimizing errors and saving you time. Our quick pre-qualification tools can provide you with information on what you are eligible for.